Loan Review

Better decision making – it’s at the heart of every bank’s credit risk management policy. As economists, regulators, and bankers continue to watch the leading indicators of the economy, everyone’s mind is on credit quality – do we have it, can we manage it... do we even understand the composition of our own portfolios?

Consider these key questions...

• Has your bank incorporated the bank’s enterprise-wide risk position into its credit strategies and policies?
• Have you developed and communicated credit policies that accurately reflect the bank’s risk position to all lenders and the board of directors?
• Can you define the credit concentrations in your portfolio, and do you understand the risk that each piece of business represents?

Analyzing the loan portfolio means balancing risk and profit, which defines the daily work of lending executives. Brintech’s consultants work with banks to proactively manage risk in the lending portfolio while remaining aggressive at bringing new, profitable business into the institution.

Request a proposal today!